Your ‘money personality’ is a behavioural pattern relating to your spending and saving. In a relationship it may appear your Money Personalities clash. By understanding how opposing types can be complementary in a relationship, you will become a stronger team.
Your Money Personality is rarely just the one type. The large majority of us are a blend of two and sometimes three.
At different times in your life and depending on circumstances, you will very likely see more than one money personality type in yourself and that’s quite natural. As a result, you’ll probably see a cross over between these – in other words, you can show parts of more than one money personality at the same time. Continue reading →
Funny how songs have a habit of popping into our heads. I was wondering why this song – You Don’t Bring Me Flowers popped into my head this morning as I was walking from the train to the office.
A lot of our week has been meeting with women in business. They’re busy building their businesses, looking after their children and their homes. Then at the end of the day, they are just too tired to relax and enjoy the time they have with their partners. Continue reading →
I woke up this morning with the urge to clean! No, I don’t mean the usual push the vacuum cleaner round; do a bit of dusting clean. I mean the empty the cupboards out, see what is lurking in the back of the pantry and have a good old decluttering session.
Maybe it has something to do with spring; the trees are just starting to blossom and the garden is coming back to life after winter. So the urge is there to get ready for summer. Or maybe I am just sick and tired of opening a cupboard and all this ‘stuff’ that I don’t use or need stares back at me and it is time to do something about it.
That got me thinking, we should also spring clean our finances on a regular basis as well. Have a look at all the automatic payments and direct debits that come out of your bank account.
Do you know what they are for?
Do you still want the service you are paying for?
It is also a good opportunity to review other expenses like your insurances, phone and power provider to see if there are any deals you could capitalise on.
What about your credit card? If you have a balance just sitting there that won’t go away, are there any options by changing credit card company that could help reduce the cost.
Don’t forget to look at your savings, when was the last time you increased your contribution to your savings plan? If you got rid of a couple of unused subscriptions, you could divert the money to savings instead.
Oh well, it’s back to the kitchen cupboards for me…..
If you would like some help decluttering your finances, feel free to drop us an email or give us a call
It was with surprise and sadness that we learned of the death of Robin Williams. How could someone who gave so much to everyone else not realise that he was loved in return? The answer of course was that insidious illness, Depression.
Then I saw this headline in the NZ Herald “Williams was depressed and broke”. It was only a few months earlier that Charlotte Dawson also suffering from depression and ‘jobless and penniless’ ended her life as well. It seems that depression and money problems are a dangerous combination.
I don’t know the details of either’s financial circumstances other than what has been in the media. But both had been in the situation of earning very good incomes during their careers, they enjoyed the good things in life and were able to be generous to their friends and family. Then for whatever reason the money stopped flowing and life became even more difficult when combined with depression. Continue reading →
Typically in our society wealth is equated with how much money we have. Wealth can mean different things to different people and what it means to you comes down to your core values.
As a money mentor I love to listen and learn from as many different experts and differing perspectives about money as I can. So it was with eager anticipation that I attended Dr John Demartini’s recent talk on wealth in Auckland.
I wasn’t disappointed, it was fascinating. I could really relate to what he was saying. It isn’t just about changing your money behaviours, you need to go much deeper than that and explore your beliefs and core values.
When you ask a room full of people how many of them want to be financially free most of the room put their hand up. When you ask the same room to put their hand up if they are financially free, very few do. Why is this? Continue reading →