It’s your first date, you have had a lovely meal and the bill arrives. What happens next?
According to a survey by Nerdwallet in 2014 (1,000 respondents in the USA who are in a relationship) 77.4% believe that the man should pick up the tab. It looks as though traditional gender roles when it comes to money are alive.
Both men and women think this, but men are a little more likely to think this way. Continue reading
“l’ll be happy when I get the pay rise” or “I’ll be happy when I get a ………” Just insert whatever the word is for you.
Why do so many of us wait to be happy? What is wrong with being happy right now? And, why do we look to money to make us happy? Continue reading
Happy New Year! We hope that you have had a fantastic time over the Christmas/New Year period and enjoyed a least a few days off.
It’s (late) January, a time for reflection about last year and looking ahead at self-improvement for this year. Once you have worked through the diet and exercise goals (they always seem to be fairly near the top of my list), there’s the money planning for the year.
Here are the Three Critical Rules of Money Management that you need to incorporate into your planning.
Typically in our society wealth is equated with how much money we have. Wealth can mean different things to different people and what it means to you comes down to your core values.
As a money mentor I love to listen and learn from as many different experts and differing perspectives about money as I can. So it was with eager anticipation that I attended Dr John Demartini’s recent talk on wealth in Auckland.
I wasn’t disappointed, it was fascinating. I could really relate to what he was saying. It isn’t just about changing your money behaviours, you need to go much deeper than that and explore your beliefs and core values.
When you ask a room full of people how many of them want to be financially free most of the room put their hand up. When you ask the same room to put their hand up if they are financially free, very few do. Why is this? Continue reading
Why? Because of the emotions and meanings we attach to money.
Money is still a Taboo subject. In 1913 Sigmund Freud wrote, “money questions will be treated by cultured people in the same manner as sexual matters, with the same inconsistency, prudishness and hypocrisy.”
I think his observation is still applicable today. Look at this NY Times article
Lynda Moore http://www.mymoneyseeker.com
Our bags are packed and we are all set to go. After months of waiting we are on our way to Sydney to attend Brendon Burchard’s Experts Academy.
We knew where we wanted to go, the date we were leaving and how we were going to get there; so planning for this trip was really quite easy.
Other times when we travel, we are more fluid. We have a departure date and a date we need to be home and what happens in the middle is totally flexible. So we decide what to do on a day to day basis.
Goal setting is like that, sometimes you have a short sharp goal that you just need to get stuck in and achieve. Maybe saving for that unexpected large dentist bill or setting up your emergency fund.
Your goal may go something like this “I want $1,000 in a savings account for emergencies in 90 days from today”. That ticks all the boxes in terms of being a clear, measurable and attainable goal.
But if you are 25 and you have a goal to have enough money to retire on when you are 65, you will need a bit more flexibility in your planning, by turning your large goal into smaller measurable and attainable chunks.
So, when you are setting your goals. Think like a travel agent
- Where are you now?
- Where do you want to go?
- How are you going to get there?
- When do you want to arrive?
We love to hear from you, so please leave us a comment or to learn more about our programmes, feel free to contact us.
Lynda Moore www.mymoneyseeker.com
At some time or other we have all been anchored. This tends to happen more often when we are purchasing a product or service that we don’t know too much about. Here’s how it works.
I was happily driving my car when it developed a bit of a shudder through the steering wheel. I didn’t think it was a major so I took it to my local Tyre shop, thinking my wheels just needed balancing. (That is about the extent of my technical knowledge of tyres). I left my car in the serviceman’s capable hands and headed off to my appointment.
Within 10 minutes my phone rang – never a good sign. It was the tyre shop, the problem was somewhat more serious than balancing. I needed a new tyre as this one was falling apart (apparently I was lucky I made it to the tyre shop without having a serious accident). Not only did I need one new tyre, the others were looking quite worn so I really needed to replace all four. Not what I wanted to hear, but safety comes first so I took a deep breath and asked for some prices.
This is what I was told. Continue reading