Welcome back to our 3rd video in our Q&A series where you get to ask the questions!
We have a cracker one for you today! It’s a subject that we’ve had numerous questions on so I won’t give a name or where they’re from, but there will be lots of you waiting for this.
This question is:
I’m in my 50’s, I’m single, I don’t have a house, my Super Fund isn’t that large. How am I going to survive in retirement and what can I do to make it better?
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Financial literacy for children is a hot topic. Start them young so they learn to save not spend, is one school of thought. But what if as a parent, you are struggling with your own financial literacy, can you be a positive role model?
Children and money is always a very interesting topic of conversation.
The question of what to teach children about money and when to start is something we are asked quite frequently.
We really like Rob Stocks article Cents and Financial Sensibility , his 10 point checklist, while somewhat tongue in cheek, does have a few gems in it. Continue reading
Saving money. We all know we should be doing it for retirement and have money tucked away for a rainy day. But it is harder said than done.
The reality is, if you don’t pay yourself first, you will end up paying yourself last and there won’t be anything left!
But saving money just isn’t as much fun as spending it. Saving money for retirement is just too far away when you are in your 20’s or 30’s, having the newest and latest piece of technology is much more exciting.
Gerry Mitchel in his recent article for The Meridian Star ‘The Psychology of Saving’ makes some very interesting points. Here is a snippet. Continue reading