Financial infidelity tends not to be seen as serious as having an affair. The reality is, it is a major breach of trust and the damage it causes a relationship can have long term consequences. And then there’s the financial fallout to deal with.
Financial infidelity can seem harmless enough, buying something that you really know you shouldn’t and hiding it away. You bring it out saying breezily, “oh, I’ve had this for ages.” Both men and women do this. For many couples, financial infidelity stops there. But for others it can escalate to real financial harm and relationship breakdown. Continue reading →
What’s holding you back from achieving your financial dreams – your Financial Freedom? Do you even know? Well, it is time to find out and to do something about it.
What I would like you to do is to write down (has to be on paper, not computer) a list of 20 things that are holding you back from achieving financial freedom.
Once you have done that, take a break, have a coffee/juice/water and walk around the block, or whatever it is you do to clear your head. Then come back and have another look at the list. Continue reading →
Saving money. We all know we should be doing it for retirement and have money tucked away for a rainy day. But it is harder said than done.
The reality is, if you don’t pay yourself first, you will end up paying yourself last and there won’t be anything left!
But saving money just isn’t as much fun as spending it. Saving money for retirement is just too far away when you are in your 20’s or 30’s, having the newest and latest piece of technology is much more exciting.
Happy New Year! We hope that you have had a fantastic time over the Christmas/New Year period and enjoyed a least a few days off.
It’s (late) January, a time for reflection about last year and looking ahead at self-improvement for this year. Once you have worked through the diet and exercise goals (they always seem to be fairly near the top of my list), there’s the money planning for the year.
Here are the Three Critical Rules of Money Management that you need to incorporate into your planning.
Whilst Money Week is a great initiative to build awareness around financial literacy, money management and investment, is it really going to reach those people who need it most?
Are you wondering where your money is disappearing? Well this week is Money Week, with some great opportunities to lean more about managing your money. There are workshops, seminars and plenty of other financial resources that are going to help you learn how to improve your financial literacy.
However, it is quite likely that the majority of people who are going to attend events aren’t the ones that actually need to be there.
It’s like anything in life we want to change, if we aren’t committed and clear that we actually want to make change, then we aren’t going to. We might have friends and family around us saying we need to change our financial behaviour, but until you actually own that ‘Need’ and it becomes a clearly defined ‘Want’, you are going to do a big fat nothing!